IRS: Retirement Plans:
http://www.irs.gov/Retirement-Plans/Plan-Sponsor/Types-of-Retirement-Plans-1
Forbes: Want To Be A Millionaire In Retirement? Start Saving 10% Of Your Salary In Your 20s.
http://www.forbes.com/sites/jennifereum/2014/10/30/want-to-be-a-millionaire-in-retirement-start-saving-10-of-your-salary-in-your-20s/
IS SOCIAL SECURITY WELFARE?:
https://www.fff.org/explore-freedom/article/is-social-security-welfare/
Treasury.gov: Intergovernmental Debt (Social Security Trust Fund)
https://www.treasurydirect.gov/govt/charts/principal/principal_govpub.htm
401K VS IRA:
http://www.fool.com/retirement/iras/2014/10/22/ira-vs-401k-which-is-better-for-you.aspx
Investment Only Variable Annuities (IOVA):
https://www.annuityfyi.com/variable-annuities/recent-variable-annuity-innovations-provide-growth-safety/